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Keep 100% of each and every credit card sale. You pay only for debit card transactions

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Our solution ensures you ongoing compliance with all card brand rules & regulations.

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Customer Friendly

All credit card processing fees are passed onto your clients, who are always able to use a debit card as a no-fee payment option.


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When customers pay with a credit card, they also cover the fee, allowing you to keep 100% of your sale. At the time of purchase, the fee amount is disclosed to the customer and they are given a no-fee payment option. Our technology helps eliminate confusion and keeps you fully compliant.

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Government & education

Instead of charging a flat rate, Intelligent Rate calculates and charges the service fee based on the cost of the specific card . customer presents. Customers with lower cost cards pay a lower fee. Only the true cost of the transaction is passed on to the cardholder.